US take-home pay with state income tax

This calculator adds the state income tax of California, New York, Illinois, Pennsylvania, Texas, Florida, Washington or Georgia to the federal calculation of the US federal take-home page. The state rules are read from each state’s own revenue site on 13 November 2026.

State income tax on common wages

Wages	California	New York	Illinois	Pennsylvania	Texas	Florida	Washington	Georgia	Ohio	Colorado
$40,000	$736	$1,596	$1,835	$1,228	$0	$0	$0	$1,248	$726	$1,052	$1,454	$1,486	$1,780	$1,158	$606	$683
$60,000	$1,793	$2,696	$2,825	$1,842	$0	$0	$0	$2,246	$1,276	$1,932	$2,304	$2,636	$2,780	$2,008	$1,106	$1,767
$90,000	$4,278	$4,352	$4,310	$2,763	$0	$0	$0	$3,743	$2,101	$3,252	$3,579	$4,361	$4,280	$3,283	$1,856	$3,543
$150,000	$9,858	n/a	$7,280	$4,605	$0	$0	$0	$6,737	$3,957	$5,892	$6,129	$7,811	$7,280	$5,833	$3,356	$7,365
$250,000	$19,158	n/a	$12,230	$7,675	$0	$0	$0	$11,727	$7,082	$10,292	$10,379	$13,561	$12,280	$10,083	$5,856	$13,735

How each state is worked

Pennsylvania: a flat 3.07% of taxable income; no standard deduction is applied here.
Illinois: a flat 4.95% of income after the personal exemption of $2,925 (2026); the exemption is not allowed above $250,000 of federal adjusted gross income.
New York (2025 tables): the progressive NYS schedule from 4% to 10.9% after the $8,000 single standard deduction, for adjusted gross income up to $107,650.
California (2025 tables): Schedule X from 1% to 12.3% after the $5,706 standard deduction.
Georgia (2026): a flat 4.99% after the $15,000 standard deduction for a single filer.
Ohio (2025 table): 0% to $26,050, 2.75% to $100,000 and 3.125% above, on wages, before Ohio’s personal exemption, which was not read. Ohio’s page prints base amounts that differ by $18.69 at $100,000; the formulas are used as printed.
Colorado: 4.4% (the rate Colorado gives for 2025; no 2026 rate was stated) on wages after the federal standard deduction of $16,100, since Colorado taxable income starts from federal taxable income; additions and subtractions are not applied.
Texas, Florida, Washington: no state tax on wages.

Not included

Local taxes (New York City, Pennsylvania local earned income tax), California State Disability Insurance and the personal exemption credit, New York credits, other deductions, and any filing status except single.

Common questions

Which states are covered?

California, New York, Illinois, Pennsylvania, Texas, Florida, Washington, Georgia, Ohio, Colorado, Michigan, Virginia, Massachusetts, North Carolina, Arizona and New Jersey, from each state’s own revenue department instructions or constitution (tax year 2025 for most). Other states are not covered; where a state’s exemption or standard deduction was not on a page that could be read, a rate alone would overstate the tax. Massachusetts leaves out its Social Security deduction and New Jersey its property tax deduction, so those two can run slightly high.

Do Texas, Florida and Washington tax wages?

No state income tax on wages: Texas’s Constitution (Article VIII, Section 24-a) bars an individual income tax; Florida’s Constitution (Article VII, Section 5) limits any income tax on natural persons to the federal credit, which does not exist for state income taxes; and Washington’s Department of Revenue says Washington has no individual income tax, with a 9.9% tax on adjusted gross income over $1 million starting in 2028.

Why do New York and California show 2025?

Their departments had published the tax tables and rate schedules for 2025 only when this page was written, so those are the figures used.

Why is New York not worked above $107,650?

Above that adjusted gross income New York uses tax computation worksheets with a recapture of the lower-rate benefit, which are not worked on this page.

Sources

Pennsylvania Department of Revenue, "Personal Income Tax" (pa.gov): 3.07 percent of taxable income. Read on 13 November 2026.
Illinois Department of Revenue, "Income Tax Rates" (tax.illinois.gov) and Informational Bulletin FY 2026-15 (tax.illinois.gov): 4.95 percent; personal exemption $2,925 for tax year 2026, not allowed above $250,000 of federal adjusted gross income ($500,000 married filing jointly).
New York State Department of Taxation and Finance, 2025 Form IT-201-I instructions (tax.ny.gov): the 2025 NYS tax rate schedule and standard deduction.
Colorado Department of Revenue, "Individual Income Tax Glossary" (tax.colorado.gov): 4.4% for 2025; taxable income based on federal taxable income.
Ohio Department of Taxation, "Annual Tax Rates" (tax.ohio.gov): the 2025 table.
Georgia Department of Revenue, "Important Tax Updates" (dor.georgia.gov): 2026 flat rate 4.99%, standard deduction $15,000 single.
Washington Department of Revenue, "Income tax" (dor.wa.gov): no individual income tax; a 9.9% tax on adjusted gross income over $1 million from 2028.
Texas Constitution Article VIII Section 24-a (statutes.capitol.texas.gov) and Florida Constitution Article VII Section 5 (leg.state.fl.us).
California Franchise Tax Board, 2025 Personal Income Tax Booklet (ftb.ca.gov): Schedule X and the 2025 standard deduction of $5,706.

State rules read on 13 November 2026 from each state’s own revenue site. New York and California publish their tables a year behind (2025 here); Illinois and Pennsylvania rates are current. Local income taxes, California State Disability Insurance and California’s personal exemption credit, and New York City tax are not included. This site is independent and not connected with any state or the IRS, and gives arithmetic, not tax advice.