EPF Wage CeilingPF contribution by wage, from October 2026
Employee and employer contributions at ten PF wages. Five rows (₹10,000, ₹15,000, ₹20,000, ₹25,000, ₹35,000) are the rows of the EPFO FAQ table; the others use the same rules.
| PF wage | Employee EPF | Employer EPS | Employer EPF | EDLI | Admin |
|---|---|---|---|---|---|
| ₹10,000 | ₹1,200 | ₹833 | ₹367 | ₹50 | ₹50 |
| ₹12,000 | ₹1,440 | ₹1,000 | ₹440 | ₹60 | ₹60 |
| ₹15,000 | ₹1,800 | ₹1,250 | ₹550 | ₹75 | ₹75 |
| ₹18,000 | ₹2,160 | ₹1,499 | ₹661 | ₹90 | ₹90 |
| ₹20,000 | ₹2,400 | ₹1,666 | ₹734 | ₹100 | ₹100 |
| ₹22,000 | ₹2,640 | ₹1,833 | ₹807 | ₹110 | ₹110 |
| ₹25,000 | ₹3,000 | ₹2,083 | ₹917 | ₹125 | ₹125 |
| ₹30,000 | ₹3,000 | ₹0 | ₹3,000 | ₹125 | ₹125 |
| ₹35,000 | ₹3,000 | ₹0 | ₹3,000 | ₹125 | ₹125 |
| ₹40,000 | ₹3,000 | ₹0 | ₹3,000 | ₹125 | ₹125 |
Reading the table
- Up to ₹25,000 the contribution grows with the wage; above it, it stops growing for a member contributing on the ceiling.
- At ₹35,000 there is no EPS share in the table because EPS membership is for employees whose wages were within the ceiling at the relevant date, so the whole 12% of ₹25,000 (₹3,000) goes to EPF.
- Amounts are rounded to whole rupees as in the EPFO table.
Sources
- Employees' Provident Fund Organisation (EPFO), "Frequently Asked Questions (FAQs): Revision of EPFO Statutory Wage Ceiling from ₹15,000 per month to ₹25,000 per month" (13 pages; notification S.O. 5109(E) dated 17 September 2026, effective 17 September 2026), saved from the EPFO website and read on 13 November 2026. Question numbers (Q1 to Q48) are quoted.
- The wage ceiling revision is also reported in Press Information Bureau releases (PRID 2313829 and 2314111), read on 13 November 2026.
- Not read: the text of the Employees' Provident Funds Scheme, the EPS and EDLI schemes, and any EPFO circular issued after the FAQs.
Rules from the EPFO FAQs on the wage ceiling, read on 13 November 2026. The FAQs are guidance and EPFO may issue later circulars; check epfindia.gov.in. This site is independent, not connected with EPFO, and gives arithmetic, not legal advice.