PF contribution on a wage of ₹10,000
With a monthly PF wage of ₹10,000, the employee contribution is ₹1,200 (12%). The employer pays ₹367 to the PF account and ₹833 to the pension scheme, so ₹1,567 a month goes into the employee's PF account and ₹833 to the pension fund. The employer also pays ₹50 for EDLI and ₹50 as admin charges. The total remitted is ₹2,500.
| PF wage counted | ₹10,000 |
| Employee EPF 12% | ₹1,200 |
| Employer EPS 8.33% | ₹833 |
| Employer EPF 3.67% | ₹367 |
| EDLI 0.5% | ₹50 |
| Admin 0.5% | ₹50 |
| Total remitted | ₹2,500 |
Before and after the ceiling change
This wage is within the old ceiling of ₹15,000, so the contribution does not change.
Notes
- The wage is within the ceiling of ₹25,000, so contributions are on the whole wage.
- Amounts are rounded to whole rupees, as in the EPFO table. Admin charges have a minimum of ₹500 a month per establishment.
- This is the position from the wage month of October 2026; September 2026 is worked out in two parts (see how).
Common questions
How much PF on a wage of ₹10,000?
Employee ₹1,200; employer ₹367 to EPF and ₹833 to EPS; EDLI ₹50 and admin ₹50 (rules of the EPFO wage ceiling FAQs).
Sources
- Employees' Provident Fund Organisation (EPFO), "Frequently Asked Questions (FAQs): Revision of EPFO Statutory Wage Ceiling from ₹15,000 per month to ₹25,000 per month" (13 pages; notification S.O. 5109(E) dated 17 September 2026, effective 17 September 2026), saved from the EPFO website and read on 13 November 2026. Question numbers (Q1 to Q48) are quoted.
- The wage ceiling revision is also reported in Press Information Bureau releases (PRID 2313829 and 2314111), read on 13 November 2026.
- Not read: the text of the Employees' Provident Funds Scheme, the EPS and EDLI schemes, and any EPFO circular issued after the FAQs.
Rules from the EPFO FAQs on the wage ceiling, read on 13 November 2026. The FAQs are guidance and EPFO may issue later circulars; check epfindia.gov.in. This site is independent, not connected with EPFO, and gives arithmetic, not legal advice.