What the occupation covers
Analyze and measure exposure to credit and market risk threatening the assets, earning capacity, or economic state of an organization. May make recommendations to limit risk. Excludes “Credit Analysts” (13-2041).
Official definition from the Standard Occupational Classification, code 13-2054.
The pay range
Pay differs a lot inside one occupation, with experience, employer and place. The table shows where the lines fall.
| Share of workers | A year | A month* | A week* | An hour |
|---|---|---|---|---|
| Lowest 10% earn less than | $64,820 | $5,402 | $1,247 | $31.17 |
| Lowest 25% earn less than | $83,980 | $6,998 | $1,615 | $40.37 |
| Median (half earn less, half more) | $117,330 | $9,778 | $2,256 | $56.41 |
| Top 25% earn more than | $158,250 | $13,188 | $3,043 | $76.08 |
| Top 10% earn more than | $196,110 | $16,342 | $3,771 | $94.29 |
* Month and week are the yearly figure divided by 12 and by 52, worked out here for convenience. BLS publishes the yearly and hourly figures.
How it compares
The median for all occupations in the United States was $50,980 a year. The median for Financial Risk Specialists is $117,330, which is 130% higher. Among the 32 occupations of the field Business and Financial Operations, it ranks number 1 by median pay. With 63,850 jobs, it makes up about 4.1 of every 10,000 jobs in the country.
Financial Risk Specialists pay by state
The highest median pay was in New Hampshire ($158,320), Maine ($141,020) and Delaware ($139,440). The lowest was in Louisiana ($58,440), Puerto Rico ($60,360) and Arkansas ($66,110). The most jobs were in New York (12,060), California (5,740) and Texas (4,780). The occupation is most concentrated in Delaware, where its share of all jobs is 5.8 times the national share.
No state matches.
| State | Jobs | Median a year | Average a year | Median an hour |
|---|---|---|---|---|
| New Hampshire | 300 | $158,320 | $136,800 | $76.12 |
| Maine | not published | $141,020 | $121,090 | $67.80 |
| Delaware | 1,160 | $139,440 | $137,090 | $67.04 |
| New York | 12,060 | $136,830 | $153,000 | $65.78 |
| North Carolina | 3,200 | $132,040 | $133,190 | $63.48 |
| Massachusetts | 1,440 | $130,400 | $131,690 | $62.69 |
| New Jersey | 2,760 | $129,220 | $133,950 | $62.12 |
| California | 5,740 | $129,110 | $137,030 | $62.07 |
| Virginia | 1,770 | $126,510 | $130,150 | $60.82 |
| Washington | 900 | $123,150 | $127,710 | $59.21 |
| Colorado | 1,050 | $120,300 | $123,870 | $57.84 |
| Wyoming | 170 | $119,550 | $114,690 | $57.48 |
| Maryland | 890 | $117,130 | $122,690 | $56.31 |
| Connecticut | 660 | $113,990 | $129,720 | $54.80 |
| Oregon | 430 | $109,580 | $111,010 | $52.69 |
| Iowa | 530 | $105,680 | $115,590 | $50.81 |
| Minnesota | 1,190 | $105,420 | $113,470 | $50.68 |
| Rhode Island | 450 | $104,470 | $118,270 | $50.23 |
| Illinois | 2,920 | $104,300 | $121,010 | $50.14 |
| Michigan | 1,150 | $103,940 | $107,860 | $49.97 |
| Texas | 4,780 | $103,760 | $110,450 | $49.88 |
| Pennsylvania | 2,370 | $103,040 | $114,580 | $49.54 |
| Arizona | 1,700 | $102,800 | $109,460 | $49.42 |
| Montana | 50 | $100,920 | $106,440 | $48.52 |
| Missouri | 1,070 | $100,620 | $107,530 | $48.38 |
| Georgia | 2,180 | $100,570 | $107,100 | $48.35 |
| Nevada | 570 | $100,010 | $109,120 | $48.08 |
| Florida | 3,770 | $99,900 | $111,510 | $48.03 |
| South Carolina | 560 | $99,520 | $106,680 | $47.85 |
| Indiana | 380 | $99,250 | $101,860 | $47.72 |
| District of Columbia | 210 | $99,230 | $123,390 | $47.71 |
| Ohio | 2,110 | $98,650 | $106,790 | $47.43 |
| Wisconsin | 610 | $97,820 | $100,180 | $47.03 |
| Mississippi | 230 | $96,100 | $112,980 | $46.20 |
| West Virginia | 50 | $94,350 | $100,180 | $45.36 |
| Nebraska | 250 | $94,280 | $92,760 | $45.33 |
| Tennessee | 540 | $90,950 | $100,540 | $43.73 |
| Hawaii | 90 | $89,860 | $96,590 | $43.20 |
| New Mexico | 180 | $87,260 | $90,660 | $41.95 |
| Alaska | 50 | $85,370 | $94,600 | $41.04 |
| Oklahoma | 330 | $85,140 | $90,710 | $40.94 |
| Kansas | 150 | $84,790 | $104,470 | $40.77 |
| Alabama | 180 | $81,750 | $89,400 | $39.31 |
| South Dakota | 130 | $78,960 | $95,530 | $37.96 |
| Utah | 630 | $77,770 | $88,960 | $37.39 |
| Idaho | 270 | $76,870 | $87,890 | $36.96 |
| Kentucky | 500 | $74,640 | $78,540 | $35.89 |
| North Dakota | 90 | $74,630 | $86,260 | $35.88 |
| Arkansas | 150 | $66,110 | $81,660 | $31.79 |
| Puerto Rico | 290 | $60,360 | $57,670 | $29.02 |
| Louisiana | 520 | $58,440 | $62,350 | $28.10 |
Sorted by median pay, highest first. "Not published" means BLS did not release that figure for the state, usually because too few employers were surveyed. "$239,200 or more" is the highest value BLS reports in the state tables.
Similar occupations by pay
- Personal Financial Advisors$105,070 a year
- Financial and Investment Analysts$102,740 a year
- Project Management Specialists$102,320 a year
Common questions
How much do Financial Risk Specialists earn in the United States?
The median pay was $117,330 a year in May 2025, according to the U.S. Bureau of Labor Statistics. The lowest-paid 10% earned less than $64,820 and the highest-paid 10% more than $196,110.
How many people work as Financial Risk Specialists?
About 63,850 jobs in the United States in May 2025, not counting the self-employed.
Source: U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics, May 2025. Checked in November 2026. Figures are for employees, before tax, and leave out overtime pay and benefits. They are official statistics, not advice or a pay offer; see bls.gov/oes for the original tables.