Tax BracketsCanada tax calculator, 2026 (before credits)
Federal and provincial income tax on a given income from the CRA 2026 tables, plus CPP and EI. It does not subtract the basic personal amount or other credits, so the tax shown is higher than the real tax.
How it works
Each rate applies only to the slice of income inside its bracket. The calculator adds the federal tax and the tax of the province or territory you choose, using the CRA 2026 tables, and shows the CPP contribution (5.95% of earnings between $3,500 and $74,600) and the EI premium (1.63% of earnings up to $68,900), which apply outside Quebec. The tax shown is before the basic personal amount and other non-refundable credits, which are not in the sources read, so it is higher than the tax you would really pay. Use it to compare provinces and to see how CPP and EI cap out, not to prepare a return.
Read the tables and CPP and EI. Quebec is not included.
Sources
- Canada Revenue Agency (canada.ca), "Current year tax rates and income brackets (2026)": federal and provincial/territorial tables; "CPP contribution rates, maximums and exemptions"; "EI premium rates and maximums". Pages saved and read on 13 November 2026. The CRA page does not include Quebec.
- Every Canadian table was checked: each bracket starts one cent above the previous limit, and the CPP and EI maximums equal rate × ceiling.
Figures from the CRA, read on 13 November 2026. They are before the basic personal amount and other non-refundable credits (not in the sources read), so real tax is lower; Quebec, surtaxes and health premiums are not included. Not tax advice.